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Southwest Florida Home Buying - Frey & Son Homes

Mar 31
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What credit score to buy a home in Southwest Florida do you need - credit report on ipad featured image

What Credit Score Do You Need to Buy a Home in Southwest Florida?

By Home Building

For most custom home builds in Southwest Florida, you’ll need a minimum 700 credit score to buy a home. A score of 740 or above typically unlocks the best available interest rates and terms. If you’re planning to finance through a jumbo mortgage or a construction-to-permanent loan, those are the benchmarks worth knowing before you start. Most of the credit score advice you’ll find online was written for someone buying a $350,000 home using conventional loans. If you’re planning to build or buy a luxury home in Cape Coral, Naples, or Marco Island, that advice only tells part of the…

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Mar 17
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11 Things to Budget For Beyond Your Custom Home Price - Featured Image

Your Custom Home Budget: 11 Things That Go Beyond the Price

By Home Building

You’ve got a builder quote in hand. That number is accurate, and it covers a lot. But the complete investment in a custom home includes costs that fall outside the construction agreement, expenses that happen before the first pour and well after you move in. After more than 50 years of guiding families through the custom home building process in Southwest Florida, we’ve learned that the families who enjoy the process most are the ones who go in with a complete financial picture. Understanding your complete custom home budget means you can make confident decisions, prioritize what matters most, and…

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Mar 18
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Southwest Florida Homes: Should You Build or Buy?

By Home Building

As more and more seasonal and full-time residents flock to Southwest Florida, our local housing market is booming, and with this influx lies one challenge…there are more buyers than homes for sale. This is causing some potential homeowners to wonder if they should build a home from the ground up as opposed to buying one that’s already built. After all, when you build a home, you’re able to get exactly what you want when it comes to design, flow and features, yet if you choose to buy, you’re able to move in faster and take advantage of personalizing your space….

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